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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,923 | $102,429-49.3% | $147,096-64.7% | $80,925-35.8% |
| Participation rate | 91.4% | 75.9%+15.5pp | 82.2%+9.2pp | 67.7%+23.7pp |
| Annual return | 9.13% | 135.02%-125.9pp | 419.75%-410.6pp | 35.65%-26.5pp |
| Employer contribution / active EE | $2,083 | $3,716-43.9% | $4,936-57.8% | $2,756-24.4% |
| Participant deferral / active EE | $3,973 | $6,649-40.2% | $8,071-50.8% | $4,299-7.6% |
| Admin fee / account holder | $670 | $7,957-91.6% | $13,005-94.8% | $6,940-90.3% |