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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,293 | $88,360-40.8% | $145,433-64.0% | $67,986-23.1% |
| Participation rate | 91.8% | 65.5%+26.3pp | 82.1%+9.7pp | 57.2%+34.6pp |
| Annual return | 14.76% | 63.15%-48.4pp | 66.58%-51.8pp | 31.67%-16.9pp |
| Employer contribution / active EE | $1,953 | $3,054-36.1% | $4,554-57.1% | $2,019-3.3% |
| Participant deferral / active EE | $3,790 | $5,932-36.1% | $7,897-52.0% | $3,358+12.9% |
| Admin fee / account holder | $551 | $3,313-83.4% | $13,129-95.8% | $3,203-82.8% |