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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,840 | $85,790-59.4% | $67,313-48.2% | $135,382-74.3% |
| Participation rate | 42.9% | 76.5%-33.6pp | 69.1%-26.2pp | 82.6%-39.8pp |
| Annual return | -14.92% | -0.54%-14.4pp | -4.08%-10.8pp | 519.77%-534.7pp |
| Employer contribution / active EE | $2,308 | $3,487-33.8% | $2,566-10.1% | $4,779-51.7% |
| Participant deferral / active EE | $6,000 | $4,651+29.0% | $3,568+68.1% | $5,609+7.0% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,829-100.0% |