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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,167 | $91,037-80.0% | $71,671-74.7% | $147,586-87.7% |
| Participation rate | 33.3% | 76.1%-42.8pp | 68.7%-35.4pp | 82.8%-49.5pp |
| Annual return | 77.76% | 20.48%+57.3pp | 20.65%+57.1pp | 578.59%-500.8pp |
| Employer contribution / active EE | $1,443 | $3,327-56.6% | $2,460-41.4% | $4,876-70.4% |
| Participant deferral / active EE | $3,607 | $4,498-19.8% | $3,438+4.9% | $5,439-33.7% |
| Admin fee / account holder | $0 | $8,613-100.0% | $5,558-100.0% | $10,886-100.0% |