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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,600 | $80,812-51.0% | $160,784-75.4% | $82,448-52.0% |
| Participation rate | 43.6% | 66.2%-22.6pp | 77.0%-33.3pp | 68.1%-24.4pp |
| Annual return | 19.73% | 100.59%-80.9pp | 1803.92%-1784.2pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,088 | $2,174-49.9% | $3,733-70.8% | $2,551-57.3% |
| Participant deferral / active EE | $2,026 | $4,335-53.3% | $6,293-67.8% | $4,139-51.0% |
| Admin fee / account holder | $4,638 | $7,695-39.7% | $9,717-52.3% | $7,234-35.9% |