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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,607 | $115,814-69.3% | $101,275-64.8% | $158,982-77.6% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 14.49% | 56.16%-41.7pp | 46.48%-32.0pp | 302.99%-288.5pp |
| Employer contribution / active EE | $3,614 | $4,176-13.4% | $3,660-1.2% | $4,763-24.1% |
| Participant deferral / active EE | $4,131 | $4,958-16.7% | $4,371-5.5% | $5,983-31.0% |
| Admin fee / account holder | $590 | $7,249-91.9% | $5,948-90.1% | $11,252-94.8% |