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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,135 | $107,368-69.1% | $92,915-64.3% | $152,909-78.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 22.57% | 145.64%-123.1pp | 109.45%-86.9pp | 345.46%-322.9pp |
| Employer contribution / active EE | $4,846 | $4,222+14.8% | $3,653+32.6% | $4,764+1.7% |
| Participant deferral / active EE | $4,129 | $4,848-14.8% | $4,238-2.6% | $5,851-29.4% |
| Admin fee / account holder | $2,215 | $7,082-68.7% | $5,796-61.8% | $11,601-80.9% |