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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,207 | $60,139-83.0% | $90,461-88.7% | $79,856-87.2% |
| Participation rate | 98.1% | 65.0%+33.1pp | 72.7%+25.4pp | 69.6%+28.5pp |
| Annual return | 19.43% | 71.96%-52.5pp | 1294.76%-1275.3pp | 31.71%-12.3pp |
| Employer contribution / active EE | $800 | $2,069-61.4% | $3,264-75.5% | $2,471-67.6% |
| Participant deferral / active EE | $3,571 | $2,939+21.5% | $3,964-9.9% | $3,741-4.5% |
| Admin fee / account holder | $843 | $3,978-78.8% | $5,617-85.0% | $5,306-84.1% |