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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,268 | $54,763-86.7% | $90,324-92.0% | $72,976-90.0% |
| Participation rate | 98.0% | 65.2%+32.9pp | 73.3%+24.8pp | 69.5%+28.6pp |
| Annual return | 25.27% | 30.63%-5.4pp | 78.15%-52.9pp | 81.02%-55.7pp |
| Employer contribution / active EE | $811 | $2,093-61.3% | $2,856-71.6% | $2,440-66.8% |
| Participant deferral / active EE | $3,357 | $2,887+16.3% | $3,885-13.6% | $3,608-6.9% |
| Admin fee / account holder | $781 | $3,973-80.3% | $5,356-85.4% | $5,124-84.8% |