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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,522 | $49,177-90.8% | $79,467-94.3% | $64,173-93.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -9.13% | -1.16%-8.0pp | 718.30%-727.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $932 | $2,076-55.1% | $2,800-66.7% | $2,381-60.9% |
| Participant deferral / active EE | $2,902 | $2,821+2.8% | $3,704-21.7% | $3,470-16.4% |
| Admin fee / account holder | $344 | $3,839-91.0% | $5,104-93.3% | $4,887-93.0% |