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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,570 | $154,754-39.5% | $124,206-24.7% | $138,895-32.6% |
| Participation rate | 57.1% | 75.5%-18.3pp | 69.6%-12.4pp | 79.9%-22.8pp |
| Annual return | 21.55% | 709.28%-687.7pp | 515.27%-493.7pp | 145.39%-123.8pp |
| Employer contribution / active EE | $320 | $4,446-92.8% | $3,540-91.0% | $4,194-92.4% |
| Participant deferral / active EE | $5,238 | $4,621+13.4% | $3,968+32.0% | $6,396-18.1% |
| Admin fee / account holder | $30 | $6,690-99.6% | $5,929-99.5% | $12,562-99.8% |