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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,186 | $156,927-56.5% | $121,169-43.7% | $139,456-51.1% |
| Participation rate | 60.0% | 76.4%-16.4pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 22.32% | 1475.85%-1453.5pp | 986.71%-964.4pp | 373.45%-351.1pp |
| Employer contribution / active EE | $224 | $5,542-96.0% | $4,168-94.6% | $4,753-95.3% |
| Participant deferral / active EE | $7,513 | $4,848+54.9% | $4,083+84.0% | $6,711+11.9% |
| Admin fee / account holder | $30 | $6,946-99.6% | $5,645-99.5% | $11,407-99.7% |