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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,273 | $58,848+17.7% | $88,179-21.4% | $82,637-16.2% |
| Participation rate | 68.6% | 57.9%+10.7pp | 69.1%-0.6pp | 68.1%+0.5pp |
| Annual return | 16.96% | 22.76%-5.8pp | 64.97%-48.0pp | 53.51%-36.5pp |
| Employer contribution / active EE | $2,120 | $1,678+26.3% | $2,549-16.8% | $2,552-16.9% |
| Participant deferral / active EE | $4,281 | $3,124+37.0% | $4,614-7.2% | $4,126+3.7% |
| Admin fee / account holder | $7,942 | $4,795+65.6% | $7,673+3.5% | $7,339+8.2% |