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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,925 | $57,061+10.3% | $85,063-26.0% | $80,911-22.2% |
| Participation rate | 66.7% | 56.3%+10.3pp | 67.5%-0.8pp | 67.6%-1.0pp |
| Annual return | 60.93% | 21.66%+39.3pp | 66.54%-5.6pp | 35.63%+25.3pp |
| Employer contribution / active EE | $1,921 | $1,799+6.8% | $2,727-29.6% | $2,756-30.3% |
| Participant deferral / active EE | $3,504 | $3,110+12.7% | $4,523-22.5% | $4,297-18.5% |
| Admin fee / account holder | $778 | $4,986-84.4% | $6,155-87.4% | $6,935-88.8% |