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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,588 | $181,896-63.9% | $156,551-58.1% | $273,972-76.1% |
| Participation rate | 94.4% | 88.4%+6.1pp | 84.0%+10.4pp | 83.0%+11.4pp |
| Annual return | 9.14% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $5,557 | $6,248-11.1% | $5,501+1.0% | $4,869+14.1% |
| Participant deferral / active EE | $6,511 | $5,550+17.3% | $4,871+33.7% | $5,287+23.1% |
| Admin fee / account holder | $615 | $15,560-96.0% | $13,028-95.3% | $10,133-93.9% |