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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,244 | $85,171+7.1% | $172,753-47.2% | $72,976+25.0% |
| Participation rate | 96.0% | 70.1%+25.9pp | 82.6%+13.4pp | 69.5%+26.5pp |
| Annual return | 16.10% | 27.32%-11.2pp | 803.00%-786.9pp | 81.02%-64.9pp |
| Employer contribution / active EE | $5,514 | $3,324+65.9% | $5,144+7.2% | $2,440+126.0% |
| Participant deferral / active EE | $6,568 | $3,260+101.5% | $5,198+26.4% | $3,608+82.0% |
| Admin fee / account holder | $523 | $5,880-91.1% | $13,956-96.3% | $5,124-89.8% |