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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,960 | $159,934-75.6% | $147,005-73.5% | $145,959-73.3% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 12.61% | 98.24%-85.6pp | 418.76%-406.2pp | 561.95%-549.3pp |
| Employer contribution / active EE | $5,320 | $5,287+0.6% | $4,934+7.8% | $4,661+14.1% |
| Participant deferral / active EE | $10,294 | $8,427+22.2% | $8,070+27.6% | $6,689+53.9% |
| Admin fee / account holder | $4,513 | $15,053-70.0% | $13,006-65.3% | $13,398-66.3% |