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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,960 | $159,978-75.6% | $147,041-73.5% | $145,978-73.3% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 12.61% | 98.36%-85.8pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $5,320 | $5,288+0.6% | $4,935+7.8% | $4,662+14.1% |
| Participant deferral / active EE | $10,294 | $8,429+22.1% | $8,071+27.5% | $6,690+53.9% |
| Admin fee / account holder | $4,513 | $15,053-70.0% | $13,006-65.3% | $13,400-66.3% |