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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,626 | $91,525-28.3% | $130,026-49.5% | $75,181-12.7% |
| Participation rate | 85.4% | 71.4%+13.9pp | 78.5%+6.9pp | 67.2%+18.2pp |
| Annual return | 29.85% | -631.40%+661.2pp | -137.26%+167.1pp | 160.69%-130.8pp |
| Employer contribution / active EE | $6,314 | $2,844+122.0% | $4,321+46.1% | $2,671+136.4% |
| Participant deferral / active EE | $5,012 | $4,342+15.4% | $5,821-13.9% | $4,126+21.5% |
| Admin fee / account holder | $882 | $6,778-87.0% | $10,608-91.7% | $5,650-84.4% |