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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,026 | $81,870-35.2% | $119,622-55.7% | $68,486-22.6% |
| Participation rate | 91.4% | 71.9%+19.5pp | 79.3%+12.2pp | 67.9%+23.5pp |
| Annual return | -20.05% | -23.82%+3.8pp | -14.98%-5.1pp | -7.85%-12.2pp |
| Employer contribution / active EE | $6,252 | $2,692+132.3% | $4,232+47.7% | $2,597+140.8% |
| Participant deferral / active EE | $4,541 | $4,148+9.5% | $5,601-18.9% | $4,028+12.7% |
| Admin fee / account holder | $607 | $6,583-90.8% | $10,328-94.1% | $5,404-88.8% |