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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,848 | $110,303-80.2% | $95,759-77.2% | $139,487-84.3% |
| Participation rate | 27.3% | 75.7%-48.5pp | 72.3%-45.0pp | 80.3%-53.1pp |
| Annual return | 22.55% | 27.19%-4.6pp | 28.42%-5.9pp | 373.84%-351.3pp |
| Employer contribution / active EE | $611 | $3,261-81.3% | $2,836-78.5% | $4,755-87.2% |
| Participant deferral / active EE | $1,697 | $4,674-63.7% | $4,244-60.0% | $6,713-74.7% |
| Admin fee / account holder | $18 | $6,615-99.7% | $5,678-99.7% | $11,407-99.8% |