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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,389 | $117,444-94.6% | $99,479-93.6% | $152,909-95.8% |
| Participation rate | 33.3% | 77.5%-44.2pp | 73.8%-40.5pp | 82.5%-49.1pp |
| Annual return | 52.62% | 31.87%+20.8pp | 30.72%+21.9pp | 345.46%-292.8pp |
| Employer contribution / active EE | $688 | $3,014-77.2% | $2,540-72.9% | $4,764-85.6% |
| Participant deferral / active EE | $979 | $4,086-76.1% | $3,619-73.0% | $5,851-83.3% |
| Admin fee / account holder | $18 | $7,635-99.8% | $6,253-99.7% | $11,601-99.8% |