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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,339 | $127,296-86.4% | $109,907-84.2% | $167,536-89.7% |
| Participation rate | 41.7% | 77.9%-36.2pp | 74.2%-32.6pp | 82.1%-40.4pp |
| Annual return | 17.01% | 22.97%-6.0pp | 29.46%-12.5pp | 478.82%-461.8pp |
| Employer contribution / active EE | $889 | $3,325-73.3% | $2,844-68.7% | $4,839-81.6% |
| Participant deferral / active EE | $1,763 | $4,513-60.9% | $4,047-56.4% | $6,342-72.2% |
| Admin fee / account holder | $4,211 | $7,119-40.9% | $6,069-30.6% | $12,315-65.8% |