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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $28,523 |
Filed as: FIDELITY WORKPLACE SERVICES LLC Service code 14 · EIN 04-3532603 | Plan Administrator | $14,346 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,605 | $84,482-4.6% | $125,363-35.7% | $66,930+20.4% |
| Participation rate | 95.8% | 76.4%+19.4pp | 82.4%+13.4pp | 69.8%+26.0pp |
| Annual return | -17.03% | -8.49%-8.5pp | 572.15%-589.2pp | 1.57%-18.6pp |
| Employer contribution / active EE | $7,123 | $3,553+100.5% | $4,815+47.9% | $2,545+179.9% |
| Participant deferral / active EE | $13,562 | $6,782+100.0% | $7,447+82.1% | $4,238+220.0% |
| Admin fee / account holder | $319 | $685-53.5% | $10,005-96.8% | $593-46.3% |