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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,559 | $97,550-73.8% | $120,344-78.8% | $87,485-70.8% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.7%+10.8pp | 68.9%+18.6pp |
| Annual return | 15.26% | 18.41%-3.2pp | 20.30%-5.0pp | 26.06%-10.8pp |
| Employer contribution / active EE | $2,043 | $2,291-10.8% | $3,020-32.4% | $2,596-21.3% |
| Participant deferral / active EE | $2,725 | $4,230-35.6% | $5,135-46.9% | $4,274-36.2% |
| Admin fee / account holder | $1,522 | $9,543-84.1% | $12,742-88.1% | $7,775-80.4% |