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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,863 | $62,583-79.4% | $76,767-83.2% | $64,173-80.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -9.35% | -1.95%-7.4pp | 2.43%-11.8pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,514 | $1,832-17.3% | $2,485-39.1% | $2,381-36.4% |
| Participant deferral / active EE | $2,073 | $3,145-34.1% | $3,852-46.2% | $3,470-40.3% |
| Admin fee / account holder | $411 | $4,667-91.2% | $6,675-93.8% | $4,887-91.6% |