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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,460 | $86,298-84.4% | $111,308-87.9% | $85,847-84.3% |
| Participation rate | 81.3% | 73.3%+7.9pp | 77.3%+3.9pp | 69.3%+11.9pp |
| Annual return | 11.17% | 19.99%-8.8pp | 54.67%-43.5pp | 318.61%-307.4pp |
| Employer contribution / active EE | $1,017 | $2,044-50.2% | $2,732-62.8% | $2,565-60.4% |
| Participant deferral / active EE | $1,231 | $3,641-66.2% | $4,487-72.6% | $3,952-68.8% |
| Admin fee / account holder | $2,992 | $8,189-63.5% | $7,965-62.4% | $6,261-52.2% |