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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,559 | $95,453-73.2% | $112,040-77.2% | $82,448-69.0% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.5%+11.0pp | 68.1%+19.4pp |
| Annual return | 15.26% | 23.92%-8.7pp | 24.52%-9.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,043 | $2,318-11.9% | $2,954-30.8% | $2,551-19.9% |
| Participant deferral / active EE | $2,725 | $4,224-35.5% | $5,098-46.6% | $4,139-34.2% |
| Admin fee / account holder | $1,522 | $9,013-83.1% | $12,098-87.4% | $7,234-79.0% |