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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,594 | $162,967-74.5% | $135,792-69.4% | $138,895-70.1% |
| Participation rate | 54.2% | 78.3%-24.2pp | 72.6%-18.4pp | 79.9%-25.8pp |
| Annual return | 11.17% | 30.08%-18.9pp | 25.96%-14.8pp | 145.39%-134.2pp |
| Employer contribution / active EE | $1,026 | $4,211-75.6% | $3,496-70.7% | $4,194-75.5% |
| Participant deferral / active EE | $2,220 | $5,640-60.6% | $4,759-53.4% | $6,396-65.3% |
| Admin fee / account holder | $8,968 | $15,306-41.4% | $12,266-26.9% | $12,562-28.6% |