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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,024 | $127,387-23.0% | $115,038-14.8% | $125,389-21.8% |
| Participation rate | 78.6% | 84.2%-5.6pp | 81.4%-2.8pp | 83.2%-4.6pp |
| Annual return | -2.29% | 31.28%-33.6pp | 26.14%-28.4pp | 282.24%-284.5pp |
| Employer contribution / active EE | $6,280 | $5,166+21.6% | $4,608+36.3% | $4,866+29.1% |
| Participant deferral / active EE | $5,220 | $6,423-18.7% | $6,026-13.4% | $5,352-2.5% |
| Admin fee / account holder | $375 | $9,516-96.1% | $8,175-95.4% | $9,541-96.1% |