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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,108 | $135,956-28.6% | $123,894-21.6% | $273,972-64.6% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 9.06% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.4pp |
| Employer contribution / active EE | $7,012 | $5,170+35.6% | $4,617+51.9% | $4,869+44.0% |
| Participant deferral / active EE | $6,101 | $6,343-3.8% | $5,984+2.0% | $5,287+15.4% |
| Admin fee / account holder | $347 | $9,817-96.5% | $8,357-95.9% | $10,133-96.6% |