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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,608 | $202,440-65.1% | $169,390-58.3% | $139,466-49.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 19.78% | 532.36%-512.6pp | 406.07%-386.3pp | 373.66%-353.9pp |
| Employer contribution / active EE | $5,155 | $4,693+9.9% | $4,013+28.5% | $4,754+8.4% |
| Participant deferral / active EE | $13,765 | $6,940+98.3% | $6,222+121.2% | $6,712+105.1% |
| Admin fee / account holder | $1,642 | $10,722-84.7% | $9,015-81.8% | $11,409-85.6% |