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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,355 | $228,395-85.8% | $185,861-82.6% | $158,982-79.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 14.47% | 40.82%-26.3pp | 35.96%-21.5pp | 302.99%-288.5pp |
| Employer contribution / active EE | $4,198 | $4,968-15.5% | $4,088+2.7% | $4,763-11.9% |
| Participant deferral / active EE | $11,786 | $6,417+83.7% | $5,634+109.2% | $5,983+97.0% |
| Admin fee / account holder | $2,399 | $11,869-79.8% | $9,503-74.8% | $11,252-78.7% |