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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,039 | $190,916-71.2% | $160,037-65.6% | $134,545-59.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.38% | 552.79%-571.2pp | 408.95%-427.3pp | 418.37%-436.7pp |
| Employer contribution / active EE | $7,986 | $4,996+59.9% | $4,226+89.0% | $4,742+68.4% |
| Participant deferral / active EE | $20,134 | $6,925+190.8% | $6,184+225.6% | $6,401+214.5% |
| Admin fee / account holder | $2,738 | $10,497-73.9% | $8,716-68.6% | $11,431-76.1% |