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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,634 | $103,393-33.6% | $87,103-21.2% | $152,909-55.1% |
| Participation rate | 86.7% | 79.4%+7.3pp | 76.9%+9.8pp | 82.5%+4.2pp |
| Annual return | 22.57% | 28.10%-5.5pp | 28.19%-5.6pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,701 | $3,221-16.2% | $2,521+7.1% | $4,764-43.3% |
| Participant deferral / active EE | $6,141 | $4,778+28.5% | $4,049+51.7% | $5,851+5.0% |
| Admin fee / account holder | $2,662 | $12,195-78.2% | $7,491-64.5% | $11,601-77.1% |