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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,685 | $124,346-17.4% | $111,306-7.7% | $167,553-38.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 13.58% | 37.46%-23.9pp | 54.67%-41.1pp | 478.89%-465.3pp |
| Employer contribution / active EE | $3,359 | $3,438-2.3% | $2,732+23.0% | $4,840-30.6% |
| Participant deferral / active EE | $8,985 | $5,182+73.4% | $4,488+100.2% | $6,343+41.7% |
| Admin fee / account holder | $2,814 | $10,623-73.5% | $7,966-64.7% | $12,316-77.1% |