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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,414 | $97,751-73.0% | $103,431-74.5% | $145,978-81.9% |
| Participation rate | 62.5% | 81.1%-18.6pp | 80.5%-18.0pp | 80.3%-17.8pp |
| Annual return | 13.61% | 25.43%-11.8pp | 23.92%-10.3pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,302 | $4,684-72.2% | $4,678-72.2% | $4,662-72.1% |
| Participant deferral / active EE | $5,706 | $6,603-13.6% | $6,625-13.9% | $6,690-14.7% |
| Admin fee / account holder | $414 | $12,515-96.7% | $9,412-95.6% | $13,400-96.9% |