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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,414 | $97,765-73.0% | $103,486-74.5% | $145,884-81.9% |
| Participation rate | 62.5% | 81.1%-18.6pp | 80.5%-18.0pp | 80.3%-17.8pp |
| Annual return | 13.61% | 25.44%-11.8pp | 23.93%-10.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,302 | $4,687-72.2% | $4,679-72.2% | $4,662-72.1% |
| Participant deferral / active EE | $5,706 | $6,606-13.6% | $6,628-13.9% | $6,690-14.7% |
| Admin fee / account holder | $414 | $12,505-96.7% | $9,354-95.6% | $13,392-96.9% |