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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,620 | $57,305-57.0% | $86,640-71.6% | $75,173-67.2% |
| Participation rate | 96.0% | 63.2%+32.8pp | 71.7%+24.3pp | 67.2%+28.8pp |
| Annual return | -15.81% | 2674.24%-2690.0pp | 592.52%-608.3pp | 160.72%-176.5pp |
| Employer contribution / active EE | $2,283 | $2,316-1.4% | $3,024-24.5% | $2,671-14.5% |
| Participant deferral / active EE | $6,169 | $3,320+85.8% | $4,438+39.0% | $4,126+49.5% |
| Admin fee / account holder | $2,006 | $4,116-51.3% | $5,616-64.3% | $5,651-64.5% |