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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,437 | $99,011-95.5% | $86,582-94.9% | $147,586-97.0% |
| Participation rate | 73.3% | 76.3%-3.0pp | 73.5%-0.2pp | 82.8%-9.5pp |
| Annual return | 114.48% | 1312.75%-1198.3pp | 965.08%-850.6pp | 578.59%-464.1pp |
| Employer contribution / active EE | $949 | $3,132-69.7% | $2,839-66.6% | $4,876-80.5% |
| Participant deferral / active EE | $2,701 | $3,972-32.0% | $3,609-25.1% | $5,439-50.3% |
| Admin fee / account holder | $850 | $5,709-85.1% | $4,904-82.7% | $10,886-92.2% |