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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,639 | $102,938-36.2% | $94,105-30.2% | $138,895-52.7% |
| Participation rate | 90.0% | 74.6%+15.4pp | 71.9%+18.1pp | 79.9%+10.1pp |
| Annual return | 19.90% | 250.28%-230.4pp | 204.55%-184.7pp | 145.39%-125.5pp |
| Employer contribution / active EE | $4,872 | $2,732+78.4% | $2,504+94.6% | $4,194+16.2% |
| Participant deferral / active EE | $10,966 | $4,196+161.3% | $3,881+182.6% | $6,396+71.4% |
| Admin fee / account holder | $2,162 | $6,600-67.2% | $6,199-65.1% | $12,562-82.8% |