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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,570 | $110,039-53.1% | $97,260-47.0% | $145,884-64.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 20.44% | 244.44%-224.0pp | 75.54%-55.1pp | 551.85%-531.4pp |
| Employer contribution / active EE | $6,107 | $3,074+98.7% | $2,721+124.4% | $4,662+31.0% |
| Participant deferral / active EE | $13,744 | $4,674+194.1% | $4,262+222.5% | $6,690+105.5% |
| Admin fee / account holder | $6,897 | $6,204+11.2% | $5,640+22.3% | $13,392-48.5% |