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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,639 | $101,618-35.4% | $93,063-29.5% | $137,256-52.2% |
| Participation rate | 90.0% | 74.9%+15.1pp | 72.1%+17.9pp | 80.0%+10.0pp |
| Annual return | 19.90% | 223.95%-204.0pp | 34.15%-14.3pp | 220.34%-200.4pp |
| Employer contribution / active EE | $4,872 | $2,707+80.0% | $2,476+96.8% | $4,156+17.2% |
| Participant deferral / active EE | $10,966 | $4,279+156.3% | $3,958+177.0% | $6,407+71.2% |
| Admin fee / account holder | $2,162 | $6,198-65.1% | $6,033-64.2% | $12,270-82.4% |