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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,170 | $109,967+24.7% | $97,197+41.1% | $145,877-6.0% |
| Participation rate | 93.8% | 76.0%+17.8pp | 72.7%+21.1pp | 80.3%+13.4pp |
| Annual return | 10.60% | 244.27%-233.7pp | 75.47%-64.9pp | 551.28%-540.7pp |
| Employer contribution / active EE | $11,139 | $3,077+262.0% | $2,723+309.1% | $4,663+138.9% |
| Participant deferral / active EE | $11,862 | $4,676+153.7% | $4,263+178.2% | $6,691+77.3% |
| Admin fee / account holder | $630 | $6,199-89.8% | $5,637-88.8% | $13,402-95.3% |