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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,182 | $110,278+29.8% | $95,740+49.6% | $139,466+2.7% |
| Participation rate | 76.9% | 75.7%+1.2pp | 72.3%+4.7pp | 80.3%-3.4pp |
| Annual return | 14.31% | 27.19%-12.9pp | 28.41%-14.1pp | 373.66%-359.3pp |
| Employer contribution / active EE | $13,173 | $3,260+304.0% | $2,836+364.4% | $4,754+177.1% |
| Participant deferral / active EE | $11,997 | $4,674+156.6% | $4,244+182.7% | $6,712+78.7% |
| Admin fee / account holder | $34,968 | $6,613+428.8% | $5,676+516.0% | $11,409+206.5% |