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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,658 | $148,623-62.6% | $135,974-59.1% | $139,466-60.1% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 31.84% | 79.30%-47.5pp | 68.30%-36.5pp | 373.66%-341.8pp |
| Employer contribution / active EE | $2,689 | $5,246-48.7% | $4,859-44.6% | $4,754-43.4% |
| Participant deferral / active EE | $7,942 | $8,103-2.0% | $7,760+2.3% | $6,712+18.3% |
| Admin fee / account holder | $4,221 | $12,406-66.0% | $10,767-60.8% | $11,409-63.0% |