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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,508 | $138,102-72.8% | $125,381-70.1% | $134,532-72.1% |
| Participation rate | 88.2% | 84.5%+3.7pp | 82.4%+5.9pp | 81.2%+7.0pp |
| Annual return | -18.27% | 750.73%-769.0pp | 572.31%-590.6pp | 418.27%-436.5pp |
| Employer contribution / active EE | $2,179 | $5,245-58.5% | $4,815-54.7% | $4,741-54.0% |
| Participant deferral / active EE | $6,932 | $7,801-11.1% | $7,448-6.9% | $6,401+8.3% |
| Admin fee / account holder | $1,094 | $11,568-90.5% | $10,007-89.1% | $11,429-90.4% |