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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,294 | $175,231+10.3% | $149,696+29.1% | $139,466+38.6% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 126.16% | 166.77%-40.6pp | 134.46%-8.3pp | 373.66%-247.5pp |
| Employer contribution / active EE | $1,950 | $5,478-64.4% | $4,821-59.6% | $4,754-59.0% |
| Participant deferral / active EE | $10,315 | $6,521+58.2% | $5,682+81.5% | $6,712+53.7% |
| Admin fee / account holder | $14,696 | $16,155-9.0% | $13,212+11.2% | $11,409+28.8% |