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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,981 | $180,459-76.2% | $154,108-72.1% | $135,380-68.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -12.94% | 888.21%-901.1pp | 735.21%-748.1pp | 519.81%-532.7pp |
| Employer contribution / active EE | $8,386 | $6,035+39.0% | $5,298+58.3% | $4,779+75.5% |
| Participant deferral / active EE | $4,660 | $5,806-19.7% | $5,081-8.3% | $5,609-16.9% |
| Admin fee / account holder | $2,430 | $16,145-85.0% | $13,411-81.9% | $10,828-77.6% |