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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 101 E GRAND AVENUE STE 16 · PORT WASHINGTON, WI 53074 | Contract Administrator | $75 |
Service code 27 2301 ROSECRANS AVE, #5100 · EL SEGUNDO, CA 90245 | Advisory (Plan) | $17 |
Filed as: GREAT-WEST LIFE & ANNUITY INS Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $0 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,883 | $30,555-90.6% | $80,741-96.4% | $86,813-96.7% |
| Participation rate | 89.6% | 37.2%+52.4pp | 54.2%+35.4pp | 72.3%+17.3pp |
| Annual return | 21.28% | 30.35%-9.1pp | 87.30%-66.0pp | 97.93%-76.6pp |
| Employer contribution / active EE | $558 | $472+18.2% | $1,160-51.9% | $2,406-76.8% |
| Participant deferral / active EE | $1,963 | $1,050+87.0% | $2,145-8.5% | $4,131-52.5% |
| Admin fee / account holder | $66 | $135-51.5% | $3,380-98.1% | $170-61.2% |