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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,551 | $75,541+181.4% | $152,093+39.8% | $82,637+157.2% |
| Participation rate | 89.3% | 66.5%+22.7pp | 77.8%+11.5pp | 68.1%+21.2pp |
| Annual return | 4.14% | 32.56%-28.4pp | 66.36%-62.2pp | 53.51%-49.4pp |
| Employer contribution / active EE | $10,644 | $2,622+305.9% | $4,175+155.0% | $2,552+317.1% |
| Participant deferral / active EE | $7,914 | $3,206+146.9% | $5,451+45.2% | $4,126+91.8% |
| Admin fee / account holder | $3,561 | $6,405-44.4% | $14,497-75.4% | $7,339-51.5% |