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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,283 | $183,627-0.2% | $155,602+17.8% | $145,978+25.6% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 14.61% | 61.32%-46.7pp | 64.81%-50.2pp | 550.52%-535.9pp |
| Employer contribution / active EE | $11,449 | $5,316+115.4% | $4,675+144.9% | $4,662+145.6% |
| Participant deferral / active EE | $9,048 | $6,466+39.9% | $5,629+60.7% | $6,690+35.3% |
| Admin fee / account holder | $1,855 | $19,327-90.4% | $15,923-88.4% | $13,400-86.2% |