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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,127 | $88,360-15.0% | $145,433-48.3% | $67,986+10.5% |
| Participation rate | 76.7% | 65.5%+11.3pp | 82.1%-5.4pp | 57.2%+19.5pp |
| Annual return | 18.08% | 63.15%-45.1pp | 66.58%-48.5pp | 31.67%-13.6pp |
| Employer contribution / active EE | $645 | $3,054-78.9% | $4,554-85.8% | $2,019-68.1% |
| Participant deferral / active EE | $8,978 | $5,932+51.3% | $7,897+13.7% | $3,358+167.4% |
| Admin fee / account holder | $3,988 | $3,313+20.4% | $13,129-69.6% | $3,203+24.5% |