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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,805 | $100,970+5.8% | $96,576+10.6% | $137,256-22.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 16.68% | 38.16%-21.5pp | 38.47%-21.8pp | 220.34%-203.7pp |
| Employer contribution / active EE | $9,895 | $3,809+159.8% | $3,553+178.5% | $4,156+138.1% |
| Participant deferral / active EE | $19,691 | $8,286+137.6% | $7,956+147.5% | $6,407+207.3% |
| Admin fee / account holder | $25,985 | $11,312+129.7% | $11,381+128.3% | $12,270+111.8% |